ECONOMY

January 2012

 
 

 

 

 

 
 
 

Foreign Direct Investment in Retail Boon or Bane?

By Deepak Joshi and Vishwas Panjiar *                          

Political issues aside, opening up the retail sector has a significant impact both from an economic and social perspective. The total estimated size of the retail sector (both organised and unorganised) is in the range of $400 to 500 billion, of which organised retail accounts for approximately 4 percent. The number of people who are self-employed in unorganised retail exceeds 40 million and the majority lack anything other than basic education.        

               
   

The backdrop to this article is the current debate and uncertainty regarding permitting Foreign Direct Investment (FDI) into the Multi-Brand Retail Trade (MBRT) sector. It is surprising that the Government took a step with such significant economic, political and social ramifications without the consensus of its coalition members as well as the opposition. A possible trigger could have been public statements by high profile business leaders that the Government was in ‘policy paralysis’ mode, which was affecting business sentiments and suffocating growth. The furore over the unilateral decision was only to be expected and it culminated in a rollback of the decision. The rollback has only served to reinforce the impression that this Government is unable to carry through significant decisions.

Far Reaching Social and Economic Impact

Political issues aside, opening up the retail sector has a significant impact both from an economic and social perspective. The total estimated size of the retail sector (both organised and unorganised) is in the range of US$400 to 500 billion, of which organised retail accounts for approximately 4 percent. The number of people who are self-employed in unorganised retail exceeds 40 million and the majority lack anything other than basic education, if at all. The estimate of additional employment that organised retail will create is in the range of 2 million or so. The requirement will be for a low-cost English speaking workforce. A large percentage (35-40%) of fruits and vegetables and close to 10 percent of food grains is wasted due to lack of appropriate storage and transportation facilities.

Those in favour of opening up the sector to FDI underscore several advantages as a compelling reason for doing so. The move would help the sector become more organised. It would introduce latest modern technology and increased investment in backend infrastructure. FDI in retail would pave the way for the re-organisation and efficiency in the supply chain and would assist in securing remunerative prices for farmers by ensuring direct procurement of agriculture produce. It would also enable customers to benefit from lower prices on account of increased competition, and would enhance quality and choice of goods for the consumer. FDI is also expected to control inflation in the medium term. One expects less wastage of perishable goods due to improved storage facilities. There would be significant employment generation and a reduction in disguised unemployment.

Analysing the Flip Side

However, the majority opinion appears to be that the following disadvantages far outweigh any perceived benefits:

• Potential Labour Displacement and Unemployment: Unorganised retail is highly fragmented. This provides employment and self employment opportunities to the uneducated and marginal populace of both urban and rural India. It is feared that the additional jobs created by the retail boom would be for the educated youth and may be at the cost of employment of larger numbers of uneducated personnel at kirana stores.

• Adverse Impact on Unorganised Retailers: As stated above, it is estimated that almost 40 million people are employed in the unorganised retail sector, whereas organised retail is likely to contribute an additional 2 million jobs. Assuming that only one out of every ten small kirana stores goes out of business, the jobs taken away will be far more than new jobs generated.

• Disintegration of the Established Supply Chain and Monopolistic Pricing: Traditional retail also provides livelihood to several intermediaries involved in the supply chain. The retail giants would source directly from the producers thereby wiping out the intermediaries. There is an apprehension that with their deep pockets, large retailers would be able to sustain losses for several years, till their immediate competition is wiped out. This may slowly result in a situation, that would later lead to buying low and selling high.

To compound the confusion, other countries that have opened up retail to overseas investment have had mixed results. China, for example, has seen the share of organised retail go up to just 20 percent over the past two decades, while the number of small retailers has actually increased over the same period. In other countries such as Argentina, Malaysia and Thailand, the share of organised retail is in the range of 40-50 percent, and small retailers have been significantly impacted. The reason for the variation appears to be whether there is government policy to protect the interests of small retailers as well as restrict the proliferation of organised retail.

Inbuilt Safeguards that Assuage Concerns

In order to address some of the above concerns, the proposal to permit FDI in MBRT and allow 100 percent in SBRT came with certain safeguards in the form of the following riders:

• Only 51 percent FDI under MBRT was allowed;

• FDI in MBRT required prior approval of the GOI;

• Government has the first right to procure agricultural products;

• Minimum FDI to be brought in is $100 million;

• Minimum 50 percent of the total FDI had to be invested in the ‘backend infrastructure’, which was defined in order to avoid ambiguity;

• At least 30 percent of the procurement of manufactured and processed products had to be sourced from ‘small industries’; and,

• Retail stores were allowed to be set up only in cities with population of more than 1 million (2011 census) in order to mitigate impact on rural India.

The actual impact of permitting FDI in retail would be known several years after FDI actually flows into the sector. What India will do well is to learn from the safeguards that other countries have incorporated in their models in order to ensure that the ill-effects are mitigated while bringing about supply chain efficiencies and modern technology. However, given the extent of current opposition to the move, these may be lessons that India might never be required to learn.

 
* Deepak Joshi is Partner in Walker Chandiok & Co and Vishwas Panjiar is the Associate Director, Walker Chandiok & Co. Views expressed are personal and not necessarily that of the firm.        

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